Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Volt Yieldek website and dashboard (the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service. This document is a general draft template and should be reviewed and adapted to reflect your specific business operations and applicable jurisdiction before publication.
1. Nature of the Service
Volt Yieldek provides AI-driven data analysis, modelling, and decision-support tools intended to help users organise and explore information relevant to long-term financial planning. The Service is a software tool only. It does not constitute regulated financial advice, investment advice, tax advice, legal advice, or any other form of professional advice. Outputs generated by the Service are based on data inputs and automated models, and should not be relied upon as the sole basis for any financial, legal, or personal decision.
2. Eligibility and Account Responsibility
You must be able to form a legally binding contract to use the Service. If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to provide accurate information and to notify us promptly of any unauthorised use of your account.
3. Acceptable Use
You agree not to misuse the Service, including but not limited to: attempting unauthorised access to our systems or data; reverse engineering, decompiling, or extracting the underlying models or source code; uploading unlawful, harmful, or infringing content; using the Service to build a competing product; or interfering with the normal operation of the Service. We reserve the right to suspend or terminate access for any account found to be in violation of these Terms.
4. Data Inputs and Accuracy
The quality and usefulness of any analysis produced by the Service depends on the accuracy and completeness of the data you provide. You are solely responsible for the data you input, and for verifying the accuracy of any figures, assumptions, or documents you upload. Volt Yieldek does not independently verify user-submitted data and makes no guarantee as to its accuracy.
5. No Guarantee of Outcomes
Financial planning involves inherent uncertainty, including future market conditions, legislative changes, and individual circumstances that cannot be fully predicted. Volt Yieldek makes no representation or warranty, express or implied, regarding the accuracy, completeness, or reliability of any projection, scenario, or recommendation generated by the Service. Past performance, modelled scenarios, or illustrative figures are not indicative of future results.
6. Subscription, Fees, and Billing
Certain features of the Service may require payment of fees as described at the time of purchase. Fees, where applicable, are billed in accordance with the plan selected and are subject to change with reasonable notice. Unless otherwise stated, fees are non-refundable except where required by applicable law. It is your responsibility to review billing details before confirming any purchase.
7. Intellectual Property
All content, software, design elements, trademarks, and underlying technology associated with the Service are owned by Volt Yieldek or its licensors and are protected by applicable intellectual property laws. These Terms do not grant you any ownership rights in the Service. You are granted a limited, non-exclusive, non-transferable licence to use the Service for its intended purpose, subject to these Terms.
8. Third-Party Services
The Service may integrate with or reference third-party tools, data sources, or services. Volt Yieldek is not responsible for the availability, accuracy, or practices of any third-party service, and your use of such third-party services may be subject to separate terms.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Volt Yieldek and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or financial opportunity arising from or related to your use of, or inability to use, the Service. Your use of the Service is at your own risk, and any decisions made based on outputs from the Service are made at your sole discretion.
10. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Volt Yieldek does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.
11. Suspension and Termination
We may suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe you have violated these Terms or if continued provision of the Service is no longer viable. You may stop using the Service and close your account at any time by following the account closure process described within the dashboard, where available.
12. Changes to These Terms
We may update these Terms from time to time to reflect changes in our Service, legal requirements, or business practices. Material changes will be communicated through the Service or by other reasonable means. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Volt Yieldek operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable law.
14. Contact
If you have questions about these Terms, please reach out via the contact details provided on our Contact page.